Active Duty Military and Veterans
The Veteran Home Advantage Program™
How Qualified Military Buyers Purchase with $0 Down and Potentially $0 Closing Costs — Using VA Benefits the Right Way
How Qualified Military Buyers Save Tens of Thousands When Buying or Refinancing a Home — Using VA Benefits the Right Way
Including $0 Down Payment and Potentially $0 Closing Costs
Veteran Home Advantage is not a lender or a real estate brokerage.
It is a military housing advantage program created to help service members and veterans reduce the true cost of homeownership by understanding how VA benefits are meant to be used.
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WHY THIS PROGRAM EXISTS
Military Families Overpay for Homes Every Day — Even With VA Benefits
VA loans are one of the most powerful housing benefits available to military families.
Yet every year, thousands of service members and veterans:
Put money down when they didn’t need to
Pay closing costs that could have been reduced or avoided
Choose loan structures that cost them more over time
Miss opportunities simply because no one explained their options clearly
Veteran Home Advantage was created to stop that.
The goal of this program is simple:
help military families keep more of their money — legally, ethically, and correctly — when buying or refinancing a home.
How the Program Helps You Save
Veteran Home Advantage works by connecting military families with real estate agents and loan professionals who understand how to reduce the true cost of buying or refinancing a home using VA benefits.
Not every agent or lender approaches VA loans the same way. Many treat them like any other transaction. The professionals introduced through this program agree to work within a VA-focused framework designed to prioritize cost efficiency, proper structuring, and transparency — not just closing a deal.
By aligning military buyers with specialists who know how to navigate VA guidelines correctly, the program helps identify opportunities to:
Reduce or eliminate out-of-pocket costs
Structure transactions to minimize closing expenses
Avoid common VA loan mistakes that increase long-term costs
Preserve cash for PCS moves, emergencies, or future investments
Veteran Home Advantage does not provide real estate or mortgage services directly. Instead, the program exists to advocate for military buyers by ensuring they are connected to professionals whose approach aligns with savings, clarity, and long-term financial impact.
400+
VETERANS HELPED
$4M+
SAVED
11
YEARS OF EXPERIENCE
DEDICATED TO SERVING THOSE WHO SERVE US
BUY A HOME
Buy a home with our Real Estate Agent and Lender Partners
SELL A HOME
Save Thousands when you sell your home with a Veteran Home Advantage Agent
REFINANCE
Save Money with our lender partners when you Refinance your Home. In a high rate? Ask us about the VA IRRRL!
INVEST
Build wealth while investing in real estate with your VA Loan
Giving Back to the Military Community
Military service doesn’t end at the closing table. That’s why Veteran Home Advantage is committed to giving back to the veteran community with every successful home purchase or refinance completed through the program. A portion of each closing is directed to local veteran charities, helping support housing stability, transition assistance, and critical resources for those who served. The goal is simple: when military families benefit, the broader veteran community should benefit too.
TESTIMONIALS
M. Johnson
As a veteran, single mom, and someone who has overcome addiction, homeownership felt out of reach—until I met Shelby Hultenius, She went above and beyond, tackling every obstacle head-on and never letting me give up. No matter the time, she was there, working tirelessly to make my dream a reality. She fought for me like no one else, and because of her, I’m now a homeowner. She started as my lender but became my friend. If you need someone who truly cares and will fight for you, Shelby is the one. Thank you for changing my life!
S. David
We are a young family and are first time homeowners. At first we were very skeptical on the whole idea of owning a home just thinking about the process and paperwork and running around that we'd have to do, but Mark Deacon and his team made the whole experience fairly easy, fun and pleasant. I know that the first step on buying a home and meeting with your realtor and mortgage company can be very intimidating but I promise that they are very easy to talk to, and they don't pressure you to do anything you don't want to do. I highly recommend using The Mark Deacon Team for buying and selling your home! He's a 24/7 guy, you can basically call or text him anytime of the day, any day of the week. His team emails you and walks you through the process dealing with the paper work. I definitely will use Mark and his team again!!!
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Call 1 844-440-VETS (8387)
Email: [email protected]
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