Peoria provides an excellent mix of quality schools in the Peoria Unified district, good highway access, and a 18–28 minute commute to Luke AFB with home prices that work at most BAH levels.
With a VA loan, you can buy in the 85381 ZIP code with $0 down and $0 closing costs. For most servicemembers E-6 and above assigned to Luke AFB, BAH covers the full monthly mortgage payment — meaning you build equity every month at zero additional cost above what you already receive.
We handle the entire purchase process — from pre-approval through closing — including remote PCS purchases where you tour homes via live video and sign closing documents electronically from your current duty station.
85381 · 2026 SNAPSHOT
Home Price Range$320,000 – $520,000
Down Payment$0 with VA Loan
Closing Costs$0 with Seller Concessions
Commute to Luke AFB10–25 minutes
VA Pre-Approval24 hours
PMI RequiredNever on VA Loans
BAH & Buying Power
What Your Luke AFB BAH Covers in 85381
E-6 with Dependents
~$2,268/mo BAH
Covers full mortgage on ~$340K home in 85381
E-7 with Dependents
~$2,394/mo BAH
Covers full mortgage on ~$360K home in 85381
O-3 with Dependents
~$2,685/mo BAH
Covers full mortgage on ~$410K home in 85381
Estimates based on current VA rates. Not a commitment to lend.
Mark Graham Deacon | NMLS #1944606 | Veteran Home Advantage powered by Barrett Financial Group, L.L.C. | NMLS #181106 | Equal Housing Opportunity | Not a commitment to lend. All loans subject to credit approval.