Designed exclusively for those who served — the VA loan is one of the most valuable financial tools available to active duty military and veterans.
See exactly why VA loans are the clear choice for eligible veterans and active duty service members.
The VA purchase loan is the most powerful home buying tool available to veterans and active duty service members. Use it to buy a home in Arizona or any of the 48 states we're licensed in — with $0 down and no PMI.
Whether you're buying near Luke AFB, relocating across the country, or purchasing your first home after separating — we make the VA purchase process fast and stress-free.
The Interest Rate Reduction Refinance Loan (IRRRL) is the fastest and easiest way to lower your interest rate if you already have a VA loan. Minimal paperwork, no appraisal in most cases.
You can often roll closing costs into the loan — making it possible to lower your rate with $0 out of pocket.
Find out exactly how much you could save with an IRRRL.
Check My IRRRL Eligibility →The VA cash-out refinance lets you tap into your home's equity — replacing your current mortgage with a new VA loan for more than you owe, pocketing the difference in cash.
Can also be used by veterans with conventional or FHA loans who want to convert to a VA loan and eliminate PMI.
Find out how much equity you can access from your home.
Check My Cash-Out Eligibility →Most veterans, active duty service members, and surviving spouses qualify. Here's a quick breakdown by service category.
You may qualify after 90 continuous days of active service during wartime, or 181 days during peacetime.
Honorably discharged veterans who served 90 days during wartime or 181 days during peacetime are generally eligible.
Members with 6 years of service in the Selected Reserve, or those called to active duty under Title 10, may qualify.
Un-remarried surviving spouses of service members who died in the line of duty or from a service-related disability.
Takes 2 minutes. No SSN required. A VA specialist will contact you within 1 hour.
We originate VA loans in Arizona and 48 additional states. The only state we are not currently licensed in is New York.
* Loans made or arranged pursuant to applicable state licensing. Powered by Barrett Financial Group, LLC | NMLS #181106. Not available in New York.
Tell us about your service. Takes 2 minutes, no SSN required.
We pull your credit and verify income. Pre-approval in 24 hours.
Shop with confidence knowing exactly what you're approved for.
We order the VA appraisal and guide you through MPR requirements.
$0 down, no PMI, competitive rates. Our VA loan specialists are ready 7 days a week.
Available 7 days a week · No obligation · Not a commitment to lend
Veteran Home Advantage originates VA loans in partnership with Barrett Financial Group, LLC | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AZ MB-0904774 | Licensed in AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. Not licensed in New York. Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. Interest rates and programs are subject to change without notice.
VA loans are guaranteed by the U.S. Department of Veterans Affairs. Not affiliated with or endorsed by the Department of Veterans Affairs or any government agency.